Finance
Financing with By Design Auto
By Design Auto takes the stress out of auto financing. We will help with which Bank or Credit Union to use and find you the best rates available. Our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget. Start your application today or call our Burlington, WA team at 360-755-9961
Auto Loans
The By Design Auto finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Mt Vernon, Bellingham, and Lynnwood to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Oak Harbor to Everett. Whether you are right down the road or an hour away from Mt Vernon you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The By Design Auto loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Competitive Pre-Owned Vehicle Rates*
We have hundreds of pre-owned vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the pre-owned vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of pre-owned vehicles currently available for immediate delivery.
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the By Design Auto finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Washington banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to meet your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
We Make it Easy!
Competitive Rates
No Hassle Credit Checks
Flexible Payments
Should You Buy Your New Vehicle At By Design Auto?
At By Design Auto, our customers are family & the qualities of our vehicles speak for themselves. We know that purchasing a used or nearly new car, truck or SUV can be a big decision. All of our vehicles are hand-selected. We look at thousands of vehicles every week, only a few pass the test and are allowed to be sold at By Design Auto. Every vehicle is CARFAX Certified with a Free Vehicle History Report available to see right here on this website.
Our local dealership keeps a great stock of used cars, trucks, and SUVs in inventory. With competitive prices offered on every pre-owned model for sale on our lot, you won't find a reason to visit any other dealership in Burlington. Visit us today at 510 Fisher Ln., Burlington, WA 98233
Benefits of Financing
Our flexible financing plans can get you into the car, truck or SUV of your dreams. With financing available in all 50 states, we are sure to have the best option for your needs. Many of our customers also qualify for $0 down financing. We can roll taxes, registration, and shipping into the deal allowing you additional flexibility. Still owe money on your current vehicle? No problem! We can also pay off an any outstanding loan on your trade-in! Used car financing has never been easier.
Flexible Credit Options
By Design Auto can help you get into the vehicle you deserve. With monthly specials, financing offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle. If you're interested in seeing what By Design Auto can do for you, click on the "Start Your Application" link at the top of the page. It's the simplest way to get in touch with us, and we can quickly begin the process of finding the right loan for you.
Or if you prefer to speak to us in person, you'll find us at 510 Fisher Ln. in Burlington, WA. We maintain strong relationships with the top local lenders and offer flexible plans for Bellingham drivers. We're committed to finding the ideal solution for every budget, so visit us and get started today!
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions and penalties on mileage, wear and customization. On the other hand, a loan may have a slightly higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for you and your budget. Most loan terms will fall between 48-96 months, with longer financing terms resulting in lower payments. All of our loans offer flexibility. There are no pre-payment penalties and you can pay directly toward the principal of your loan at any time.
I've had credit issues in the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options. There is no credit situation we haven't dealt with before. Click on the link below and Start Your Application Today!
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
By Design Auto
510 Fisher Lane, Burlington, WA 98233
Contact UsHours
| Monday | 9:00AM - 6:00PM |
| Tuesday | 9:00AM - 6:00PM |
| Wednesday | 9:00AM - 6:00PM |
| Thursday | 9:00AM - 6:00PM |
| Friday | 9:00AM - 6:00PM |
| Saturday | 10:00AM - 5:00PM |
| Sunday | Closed |
| Monday | Closed |
| Tuesday | Closed |
| Wednesday | Closed |
| Thursday | Closed |
| Friday | Closed |
| Saturday | Closed |
| Sunday | Closed |
| Monday | Closed |
| Tuesday | Closed |
| Wednesday | Closed |
| Thursday | Closed |
| Friday | Closed |
| Saturday | Closed |
| Sunday | Closed |